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Coverages To Protect Your Home And Personal Property

Home
Tenants/Renters/Condo Insurance
Dwelling Fire/Investment Properties

We Customize Our Products To Meet The Specific Needs Of Our Customers At A Competitive Price.

Covers Your Home And Your Personal Property Against Loss Or Damage Caused By The Following Perils:

Fire and Lightning

Riot and Civil
Commotion

Smoke

Falling Objects

Accidental Overflow
of Water from
Plumbing

Damage by Freezing

Windstorm and Hail

Aircraft

Vandalism and
Malicious Mischief

Weight of Ice
or Snow

Accidental Electrical
Damage to Appliances

Explosion

Vehicles

Theft On or
Off Premises

Structural Collapse

Damage by
Accidental Cracking
or Bursting of Hot
Water Heating Units

Water Damage

Glass Breakage

Damage to Floors
from Paint Spills

Chemical Spills

Damage to Walls

Chipping of
Sink or Tile

Scorched Surfaces

Interior Damage
by Melting Ice
and Frozen Snow

Damage to
Underground Pipe
from Excavating

Also Includes These Other Important Coverages

• Damage to Trees and Shrubs From Specified Perils
• Loss of Use
• Consequential Loss
• Pets on Premises (except excluded dogs)
• Credit Card Forgery
• Reasonable Repairs

Some Optional Coverages

• Replacement Cost Contents
• Guaranteed Replacement Cost on Dwelling
• Ordinance or Law

Additional Coverages Available For High Values Personal Property, Including:

• Jewelry, Watches and Furs
• Guns
• Tools
• Cameras/Camcorders
• Silverware/Goldware/Pewterware
• Securities/Deeds
• Watercraft, Trailers, Equipment, and Motors
• Money/Coins/Gold
• Computers
• Business Property on Premises

Coverage to Protect You

Includes Personal Liability And Medical Payments To Others

Provides protection against injury to others or destruction of others' property, including medical expenses, ambulance charges, hospital expenses and cost of a registered nurse.